Business Banker at Capitec Bank Cape Town

Become a Business Banker in Somerset West with Capitec Bank

Cape Town, Western Cape, ZA | Capitec Bank Ltd

Are you an energetic, self-motivated individual with a passion for service in the banking industry? We’re looking for a dedicated Business Banker to join our team in Somerset West. If you’re ready to be part of a journey to become the best bank in the world, we want to hear from you.

At Capitec, we appoint motivated people for their potential and are always looking for talented, driven individuals to help us innovate and evolve. We love what we do because we focus on making a positive difference for our clients and employees. Our company culture is built around committed teams dedicated to building a brand we can be proud of—one that earns the trust of our clients.

About the Role

As a Business Banker, your purpose is to grow and maintain a portfolio of business clients. You’ll be responsible for identifying and implementing specialized business banking solutions, drawing from both our standard and customized product offerings. Your role will involve providing exceptional sales and service, ensuring our business clients have the financial products they need to succeed.

What We’re Looking For

Experience

• Minimum:
  • At least 3 years of banking experience.
  • Experience managing a portfolio of business customers with a focus on service and financial analysis.
  • Experience in preparing and motivating credit applications.
  • Experience with cost control and sales management.
• Ideal:
  • 1+ years spent in a Business Banking environment, specifically preparing and motivating credit applications.

Qualifications

• Minimum: A Diploma in Commerce or Finance.
• Ideal: FAIS accredited as a Key Individual and approved by the FSCA.

Knowledge

• Minimum:
  • Customer Relationship Management (CRM) principles and techniques.
  • How to interpret financial statements, balance sheets, and basic financial ratios.
  • Standardized business banking products relevant to small enterprises.
  • Understanding of collateral and balance sheets.
  • Knowledge of different legal entities (companies, close corporations, etc.) and the legislative requirements governing them (e.g., Companies and Intellectual Properties Registration Act).
  • Knowledge of competitor offerings and regulations like FAIS and FICA.
• Ideal:
  • Features and benefits of various company product/service offerings.
  • Current taxation laws as they apply to customers.
  • Administration processes related to Business Banking transactions.

Key Skills

• Relationship Management & Communication: Interpersonal and communication skills are essential for building trust with clients.
• Financial & Strategic Thinking: Analytical, commercial, and strategic thinking skills to solve problems and negotiate effectively.
• Detail-Oriented & Problem-Solving: A keen eye for detail and strong problem-solving skills for managing complex financial situations.
• Computer Literacy: Proficiency in MS Word, MS Excel, and MS Outlook.

Conditions of Employment

• A clear criminal and credit record.
• Willingness to work flexible hours, including Saturdays and public holidays.
• Capitec is committed to diversity, and appointments will support our employment equity goals.

Ready to Apply?

To apply for this position, please follow these steps:

1. To see what life at Capitec is all about and complete a short assessment, please click here!
2. Once you have completed the assessment, finalize your application by clicking the “Apply” button below.